Los Angeles, CA

    Best Auto Insurance Agencies in Los Angeles

    Navigating the bustling streets of Los Angeles requires reliable auto insurance to protect you and your vehicle. With diverse driving conditions, from busy highways to coastal routes, having the right coverage is essential. Auto insurance agencies in Los Angeles offer personalized services to meet the needs of every driver, whether you’re a seasoned commuter or a first-time car owner. These agencies provide various coverage options, including liability, collision, comprehensive, and uninsured motorist coverage, tailored to your unique circumstances. Moreover, many agencies in LA are deeply rooted in the community, understanding local traffic patterns and regulations, which helps them offer optimal solutions for their clients. With competitive rates and excellent customer service, Los Angeles auto insurance agencies can help you find the perfect policy, ensuring peace of mind as you explore the City of Angels. Discover how these local experts can simplify the process of securing your vehicle’s safety while enhancing your driving experience.

    Filter Results

    Best Auto Insurance Agencies in Los Angeles

    3 businesses found

    #1

    Broadway Insurance Services

    5
    (46 reviews)

    Comprehensive Coverage Solutions
    Personalized Risk Management
    Expert Claims Assistance
    Affordable Premium Options
    557 W 23rd St, Los Angeles, CA 90007, USAView Directions
    (213) 221-1247
    Hours:
    Monday: Open 24 hours
    Tuesday: Open 24 hours
    Wednesday: Open 24 hours
    Thursday: Open 24 hours
    Friday: Open 24 hours
    Saturday: Open 24 hours
    Sunday: Closed
    #2

    Shelter Affordable Auto Insurance Los Angeles

    5
    (4 reviews)

    Affordable Coverage Solutions
    Customized Policy Options
    Expert Claims Assistance
    Local Market Expertise
    714 W Olympic Blvd suite 815, Los Angeles, CA 90015, USAView Directions
    (310) 362-0523
    Hours:
    Monday: 9:00 AM – 9:00 PM
    Tuesday: 9:00 AM – 9:00 PM
    Wednesday: 9:00 AM – 9:00 PM
    Thursday: 9:00 AM – 9:00 PM
    Friday: 9:00 AM – 9:00 PM
    Saturday: 9:00 AM – 9:00 PM
    Sunday: 9:00 AM – 9:00 PM
    #3

    Cheap Car Insurance - Los Angeles

    5
    (3 reviews)

    Affordable Coverage Plans
    Los Angeles Focused Service
    Quick Online Quotes
    Customized Insurance Options
    664 S Catalina St, Los Angeles, CA 90005, USAView Directions
    (838) 332-2063
    Hours:
    Monday: 7:00 AM – 9:00 PM
    Tuesday: 7:00 AM – 9:00 PM
    Wednesday: 7:00 AM – 9:00 PM
    Thursday: 7:00 AM – 9:00 PM
    Friday: 7:00 AM – 9:00 PM
    Saturday: 7:00 AM – 9:00 PM
    Sunday: 7:00 AM – 9:00 PM

    Frequently Asked Questions

    What types of auto insurance coverage are available in Los Angeles?

    Auto insurance agencies in Los Angeles typically offer liability, collision, comprehensive, uninsured motorist, and personal injury protection coverage.

    How can I find the best auto insurance agency in Los Angeles?

    To find the best agency, compare customer reviews, ask for referrals, and evaluate the range of coverage options and pricing they offer.

    What factors affect auto insurance rates in Los Angeles?

    Factors include your driving record, the type of vehicle, coverage level, location, and even credit score can influence your premium.

    Do I need insurance if I’m renting a car in Los Angeles?

    Yes, it's advisable to have insurance when renting a car, as it protects you against damages or accidents during your rental period.

    Can I get a discount on my auto insurance in Los Angeles?

    Many agencies offer discounts for safe driving, bundling policies, being a good student, or having certain safety features in your vehicle.

    What is the minimum auto insurance required in California?

    California requires drivers to have a minimum of $15,000 for injury/death per person, $30,000 for injury/death per accident, and $5,000 for property damage.

    How do I file a claim with my auto insurance in Los Angeles?

    To file a claim, contact your insurance agency, provide details of the incident, and follow their procedure for documentation and submission.

    Are there specialized auto insurance policies for high-risk drivers in Los Angeles?

    Yes, many auto insurance agencies offer specialized policies for high-risk drivers, including SR-22 insurance to meet state requirements.

    Can I switch auto insurance providers in Los Angeles?

    Yes, you can switch providers at any time; however, ensure you have a new policy in place before canceling your current one to avoid coverage gaps.

    What should I do if I’m in an accident in Los Angeles?

    Ensure safety first, call 911 if needed, exchange information with other parties, document the scene, and notify your insurance agency as soon as possible.

    Is there a grace period for auto insurance payments in Los Angeles?

    Many agencies offer a grace period for payments, but it varies; check with your provider to understand their specific policies.

    How often should I review my auto insurance policy in Los Angeles?

    It’s recommended to review your policy annually or after significant life changes, such as moving or purchasing a new vehicle.

    What is comprehensive auto insurance coverage?

    Comprehensive coverage protects against non-collision incidents, such as theft, vandalism, natural disasters, and animal collisions.

    Can I get auto insurance without a California driver’s license?

    It’s challenging but possible; you may need to provide alternative identification and proof of residency in California.

    What is the average cost of auto insurance in Los Angeles?

    The average cost varies based on several factors but typically ranges between $1,200 to $2,500 annually in Los Angeles.