Los Angeles, CA

    Best Commercial Insurance Agencies in Los Angeles

    Navigating the world of commercial insurance can be daunting, especially in a bustling city like Los Angeles, where diverse industries thrive. From startups to established enterprises, businesses require tailored insurance solutions to protect their assets, employees, and future growth. Commercial insurance agencies in Los Angeles specialize in offering a range of services, including liability coverage, property insurance, workers' compensation, and more, specifically designed to meet the needs of local businesses. With a deep understanding of California's regulations and the unique risks associated with the LA market, these agencies provide invaluable guidance and support. Whether you're a small business owner or managing a large corporation, partnering with an experienced commercial insurance agency can help ensure your business remains resilient amidst uncertainties. Discover the top commercial insurance agencies in Los Angeles that can offer personalized service and comprehensive coverage to safeguard your business's success.

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    Best Commercial Insurance Agencies in Los Angeles

    5 businesses found

    #1

    Family Insurance Sales LLC

    4.5
    (330 reviews)

    Personalized Coverage Solutions
    Family-Centric Policies
    Comprehensive Risk Assessment
    Affordable Insurance Options
    440 E Washington Blvd, Los Angeles, CA 90015, USAView Directions
    (213) 814-4335
    Hours:
    Monday: 10:00 AM – 8:00 PM
    Tuesday: 10:00 AM – 8:00 PM
    Wednesday: 10:00 AM – 8:00 PM
    Thursday: 10:00 AM – 8:00 PM
    Friday: 10:00 AM – 8:00 PM
    Saturday: 9:00 AM – 5:00 PM
    Sunday: Closed
    #2

    L. A. West Insurance Services

    4.8
    (157 reviews)

    Personalized Coverage Solutions
    Expert Risk Assessment
    Comprehensive Policy Options
    Exceptional Client Support
    5177 W Sunset Blvd, Los Angeles, CA 90027, USAView Directions
    (877) 527-2378
    Hours:
    Monday: 9:00 AM – 5:00 PM
    Tuesday: 9:00 AM – 5:00 PM
    Wednesday: 9:00 AM – 5:00 PM
    Thursday: 9:00 AM – 5:00 PM
    Friday: 9:00 AM – 5:00 PM
    Saturday: Closed
    Sunday: Closed
    #3

    JSB Insurance Services, Inc.

    4.3
    (146 reviews)

    Personalized Coverage Solutions
    Comprehensive Risk Analysis
    Expert Claims Assistance
    Affordable Premium Options
    1801 S La Cienega Blvd UNIT 201, Los Angeles, CA 90035, USAView Directions
    (323) 606-4788
    Hours:
    Monday: 9:00 AM – 5:30 PM
    Tuesday: 9:00 AM – 5:30 PM
    Wednesday: 9:00 AM – 5:30 PM
    Thursday: 9:00 AM – 5:30 PM
    Friday: 9:00 AM – 5:30 PM
    Saturday: Closed
    Sunday: Closed
    #4

    Capital & Co Insurance Services

    5
    (100 reviews)

    Customized Insurance Solutions
    Expert Risk Assessment
    Comprehensive Policy Management
    Client-Focused Service
    5455 Wilshire Blvd, Los Angeles, CA 90036, USAView Directions
    (310) 492-2007
    Hours:
    Monday: 9:00 AM – 5:00 PM
    Tuesday: 9:00 AM – 5:00 PM
    Wednesday: 9:00 AM – 5:00 PM
    Thursday: 9:00 AM – 5:00 PM
    Friday: 9:00 AM – 5:00 PM
    Saturday: Closed
    Sunday: Closed
    #5

    Cal Society Insurance Services

    4.9
    (71 reviews)

    Personalized Coverage Solutions
    Comprehensive Risk Assessment
    Expert Claims Support
    Tailored Insurance Packages
    3700 Wilshire Blvd #450, Los Angeles, CA 90010, USAView Directions
    (213) 736-5071
    Hours:
    Monday: 9:00 AM – 6:00 PM
    Tuesday: 9:00 AM – 6:00 PM
    Wednesday: 9:00 AM – 6:00 PM
    Thursday: 9:00 AM – 6:00 PM
    Friday: 9:00 AM – 6:00 PM
    Saturday: Closed
    Sunday: Closed

    Frequently Asked Questions

    What types of businesses need commercial insurance?

    All businesses, including sole proprietorships, partnerships, and corporations, need commercial insurance to protect against risks.

    What is the difference between general liability and professional liability insurance?

    General liability covers bodily injury and property damage, while professional liability protects against claims of negligence in professional services.

    How can I determine the right amount of coverage for my business?

    Consulting with a commercial insurance agent can help you assess risks and determine appropriate coverage based on your specific business needs.

    Are there specific insurance requirements for businesses in California?

    Yes, California has specific regulations regarding workers' compensation and liability insurance that businesses must comply with.

    What factors affect commercial insurance premiums?

    Factors include the type of business, industry risks, location, claims history, and coverage limits.

    Can I bundle different types of insurance policies?

    Yes, many agencies offer package policies that combine multiple types of coverage, often at a reduced rate.

    How can I file a claim with my commercial insurance?

    You can file a claim by contacting your insurance agency directly, providing necessary documentation and details of the incident.

    What is workers' compensation insurance?

    Workers' compensation provides wage replacement and medical benefits to employees injured on the job, as mandated by California law.

    Do I need commercial auto insurance for my business vehicles?

    Yes, if your business uses vehicles for operations, commercial auto insurance is required to cover accidents and liabilities.

    What is property insurance for businesses?

    Property insurance protects your business's physical assets, such as buildings, equipment, and inventory, from risks like theft and fire.

    How often should I review my commercial insurance policy?

    It's advisable to review your policy annually or whenever there are significant changes in your business operations or structure.

    Can I switch insurance providers easily?

    Yes, you can switch providers, but it's best to evaluate your current policy and ensure there are no coverage gaps during the transition.

    What is business interruption insurance?

    Business interruption insurance covers lost income and operating expenses during periods when your business cannot operate due to a covered event.

    How do I choose the right commercial insurance agency?

    Look for agencies with expertise in your industry, strong customer reviews, and personalized service to meet your specific needs.

    What is an insurance deductible?

    An insurance deductible is the amount you pay out of pocket before your coverage kicks in for a claim.