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    Los Angeles, CA

    Best Debt Consolidation Services in Los Angeles

    Navigating financial challenges can be overwhelming, especially in a bustling city like Los Angeles, where the cost of living is high and economic stability can be unpredictable. Debt consolidation services offer a strategic solution for individuals and families seeking to manage their debts more effectively. By combining multiple debts into a single loan or payment plan, these services can simplify your finances, reduce monthly payments, and potentially lower interest rates. In Los Angeles, where diverse financial institutions and specialized companies are readily available, residents have access to tailored debt consolidation solutions that cater to their unique financial situations. Whether you’re dealing with credit card debt, medical bills, or personal loans, leveraging the expertise of local debt consolidation professionals can pave the way for a more secure financial future. Explore the best debt consolidation services in Los Angeles and take proactive steps towards reclaiming your financial health today.

    Filter Results

    Best Debt Consolidation Services in Los Angeles

    5 businesses found

    #1

    American Consumer Credit Counseling

    5
    (1241 reviews)

    Debt Management Solutions
    Personal Financial Education
    Credit Score Improvement
    Budgeting and Planning
    633 W 5th St 26th & 28th floor, Los Angeles, CA 90071, USAView Directions
    (877) 440-1773
    www.consumercredit.com/debt-help/
    Hours:
    Monday: 6:00 AM – 7:30 PM
    Tuesday: 6:00 AM – 7:30 PM
    Wednesday: 6:00 AM – 7:30 PM
    Thursday: 6:00 AM – 7:30 PM
    Friday: 6:00 AM – 5:00 PM
    Saturday: 7:00 AM – 6:00 PM
    Sunday: Closed
    #2

    Infinite Financial Firm

    5
    (752 reviews)

    Comprehensive Wealth Management
    Tailored Investment Strategies
    Personalized Financial Planning
    Tax Optimization Services
    1722 Westwood Blvd Suite 200, Los Angeles, CA 90024, USAView Directions
    (310) 935-0798
    www.infinitefirm.com/
    Hours:
    Monday: 8:00 AM – 9:00 PM
    Tuesday: 8:00 AM – 9:00 PM
    Wednesday: 8:00 AM – 9:00 PM
    Thursday: 8:00 AM – 9:00 PM
    Friday: 8:00 AM – 9:00 PM
    Saturday: 8:00 AM – 9:00 PM
    Sunday: 8:00 AM – 9:00 PM
    #3

    Los Angeles Credit Repair - Fix Your Credit Scores Fast

    5
    (38 reviews)

    Rapid Credit Score Restoration
    Expert Dispute Management
    Personalized Financial Solutions
    Comprehensive Credit Education
    2801 Vermont Ave #9, Los Angeles, CA 90007, USAView Directions
    (310) 362-9631
    losangelescreditrepair.net/
    Hours:
    Monday: Open 24 hours
    Tuesday: Open 24 hours
    Wednesday: Open 24 hours
    Thursday: Open 24 hours
    Friday: Open 24 hours
    Saturday: Open 24 hours
    Sunday: Open 24 hours
    #4

    Credit Professional Services - Fix My Credit Scores

    5
    (34 reviews)

    Credit Score Restoration
    Personalized Credit Solutions
    Expert Financial Guidance
    Debt Management Strategies
    5777 W Pico Blvd #99, Los Angeles, CA 90019, USAView Directions
    (323) 403-4809
    creditprofessionalservices.com/credit-repair-los-angeles/
    Hours:
    Monday: Open 24 hours
    Tuesday: Open 24 hours
    Wednesday: Open 24 hours
    Thursday: Open 24 hours
    Friday: Open 24 hours
    Saturday: Open 24 hours
    Sunday: Open 24 hours
    #5

    Roundleaf Los Angeles

    5
    (10 reviews)

    Sustainable Design Solutions
    Urban Green Spaces
    Eco-Friendly Landscaping
    Native Plant Expertise
    1601 Vine St 6th floor, Los Angeles, CA 90028, USAView Directions
    (323) 902-3227
    roundleafinc.com/locations/debt-relief-los-angeles-ca/
    Hours:
    Monday: 9:00 AM – 5:00 PM
    Tuesday: 9:00 AM – 5:00 PM
    Wednesday: 9:00 AM – 5:00 PM
    Thursday: 9:00 AM – 5:00 PM
    Friday: 9:00 AM – 5:00 PM
    Saturday: 9:00 AM – 2:00 PM
    Sunday: Closed

    Frequently Asked Questions

    What is debt consolidation?

    ↓
    Debt consolidation is the process of combining multiple debts into a single loan or payment plan, making it easier to manage payments.

    How does debt consolidation work?

    ↓
    You take out a new loan to pay off existing debts, leaving you with one monthly payment instead of multiple payments to different creditors.

    What are the benefits of debt consolidation?

    ↓
    Benefits include simplified payments, reduced interest rates, and lower monthly payments, which can help improve your financial situation.

    Can anyone use debt consolidation services?

    ↓
    Most individuals with unsecured debts can benefit from debt consolidation, but it's essential to evaluate your financial situation first.

    What types of debts can be consolidated?

    ↓
    Common debts that can be consolidated include credit card debts, medical bills, personal loans, and some student loans.

    Will debt consolidation affect my credit score?

    ↓
    Debt consolidation can have both positive and negative effects on your credit score, depending on how you manage the new loan.

    How do I choose a debt consolidation service in Los Angeles?

    ↓
    Research local companies, read reviews, compare interest rates, and check credentials to find a reputable debt consolidation service.

    Is debt consolidation the same as debt settlement?

    ↓
    No, debt settlement involves negotiating with creditors to reduce the total amount owed, while debt consolidation combines debts into a single loan.

    What fees are associated with debt consolidation services?

    ↓
    Fees vary by provider and may include origination fees, monthly service fees, or prepayment penalties, so it's essential to ask upfront.

    How long does the debt consolidation process take?

    ↓
    The duration can vary, but typically the process can take a few weeks to a few months, depending on the complexity of your debts.

    Can I consolidate my debts on my own?

    ↓
    Yes, you can negotiate with creditors or take out a personal loan, but professional services can provide expertise and better terms.

    What should I do if I cannot afford the monthly payment after consolidation?

    ↓
    Contact your consolidation provider immediately to discuss your options, which may include adjusting the payment plan or seeking additional help.

    Are there any risks involved with debt consolidation?

    ↓
    Yes, risks include potentially accruing more debt if spending habits don’t change, and the possibility of losing collateral if secured loans are used.

    What documentation do I need for debt consolidation?

    ↓
    Typically, you’ll need proof of income, a list of debts, credit reports, and any other financial documents that demonstrate your financial situation.

    Is debt consolidation the right choice for me?

    ↓
    It depends on your individual financial situation. Consulting with a financial advisor can help determine if debt consolidation is the best option.

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