Los Angeles, CA

    Best Life Insurance Agencies in Los Angeles

    Navigating the world of life insurance can be overwhelming, but finding the right agency in Los Angeles can make a significant difference. Life insurance agencies in LA offer tailored solutions to meet the diverse needs of individuals and families. With a vibrant population that includes professionals, families, and retirees, these agencies understand the unique challenges and opportunities faced by residents. From term life to whole life insurance policies, local agencies provide expert guidance, helping you secure financial stability for your loved ones. Additionally, many agencies offer personalized consultations, ensuring you receive coverage that aligns with your life goals. Whether you're looking to protect your family's future or planning for estate needs, Los Angeles life insurance agencies are equipped with the knowledge and experience to guide you through your options. Discover the peace of mind that comes with choosing a trusted agency in your local area.

    Filter Results

    Best Life Insurance Agencies in Los Angeles

    5 businesses found

    #1

    Jeung Agency

    5
    (105 reviews)

    Creative Campaign Development
    Digital Strategy Experts
    Brand Identity Design
    Targeted Market Research
    5670 Wilshire Blvd, Los Angeles, CA 90036, USAView Directions
    (510) 449-2396
    Hours:
    Monday: 10:00 AM – 9:00 PM
    Tuesday: 10:00 AM – 9:00 PM
    Wednesday: 10:00 AM – 5:00 PM
    Thursday: 10:00 AM – 9:00 PM
    Friday: 10:00 AM – 9:00 PM
    Saturday: 10:00 AM – 5:00 PM
    Sunday: Closed
    #2

    DME Insurance| LiveScan| Registration| Income Tax| Life Insurance| Ink Fingerprinting

    5
    (91 reviews)

    Comprehensive Insurance Solutions
    Expert LiveScan Services
    Streamlined Tax Filing
    Reliable Life Insurance
    1537 Crenshaw Blvd, Los Angeles, CA 90019, USAView Directions
    (323) 549-9893
    Hours:
    Monday: 9:00 AM – 7:00 PM
    Tuesday: 9:00 AM – 7:00 PM
    Wednesday: 9:00 AM – 7:00 PM
    Thursday: 9:00 AM – 7:00 PM
    Friday: 9:00 AM – 7:00 PM
    Saturday: 10:00 AM – 4:00 PM
    Sunday: Closed
    #3

    The Mark Newman-Kuzel Agency - Home, Auto, Life

    5
    (31 reviews)

    Comprehensive Coverage Solutions
    Personalized Insurance Strategies
    Expert Risk Assessment
    Family-Focused Protection Plans
    742 S Hill St Suite 703, Los Angeles, CA 90014, USAView Directions
    (323) 657-6474
    Hours:
    Monday: 9:00 AM – 6:00 PM
    Tuesday: 9:00 AM – 6:00 PM
    Wednesday: 9:00 AM – 6:00 PM
    Thursday: 9:00 AM – 6:00 PM
    Friday: 9:00 AM – 6:00 PM
    Saturday: Closed
    Sunday: Closed
    #4

    A+ Los Angeles Life Insurance Agent

    5
    (4 reviews)

    Personalized Coverage Solutions
    Expert Policy Guidance
    Affordable Insurance Options
    Trusted Local Agent
    633 N Central Ave, Glendale, CA 91203, USAView Directions
    (818) 636-7905
    Hours:
    Monday: 9:00 AM – 5:00 PM
    Tuesday: 9:00 AM – 5:00 PM
    Wednesday: 9:00 AM – 5:00 PM
    Thursday: 9:00 AM – 5:00 PM
    Friday: 9:00 AM – 5:00 PM
    Saturday: 9:00 AM – 5:00 PM
    Sunday: 9:00 AM – 5:00 PM
    #5

    New York Life Insurance Company

    5
    (2 reviews)

    Comprehensive Life Policies
    Tailored Financial Solutions
    Trusted Legacy Planning
    Expert Risk Management
    2029 Century Park E # 950, Los Angeles, CA 90067, USAView Directions
    Hours:
    Monday: 8:00 AM – 6:00 PM
    Tuesday: 8:00 AM – 6:00 PM
    Wednesday: 8:00 AM – 6:00 PM
    Thursday: 8:00 AM – 6:00 PM
    Friday: 8:00 AM – 6:00 PM
    Saturday: 9:00 AM – 1:00 PM
    Sunday: 9:00 AM – 1:00 PM

    Frequently Asked Questions

    What types of life insurance are available in Los Angeles?

    In Los Angeles, agencies typically offer term life, whole life, universal life, and variable life insurance options.

    How do I choose the right life insurance agency?

    Consider factors such as agency reputation, customer reviews, range of products, and the expertise of agents when choosing.

    What factors affect life insurance premiums?

    Premiums can be influenced by age, health status, lifestyle choices, and the type of policy selected.

    Can I get life insurance if I have pre-existing conditions?

    Yes, many agencies in Los Angeles offer coverage for individuals with pre-existing conditions, though it may affect premiums.

    How can I determine the amount of coverage I need?

    Assess your financial obligations, dependents' needs, and future expenses to determine an appropriate coverage amount.

    Are there any tax benefits to having life insurance?

    In many cases, life insurance payouts to beneficiaries are tax-free, and certain policies may offer tax-deferred growth.

    What is the difference between term and whole life insurance?

    Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong coverage and cash value accumulation.

    How can I lower my life insurance premiums?

    You can lower premiums by maintaining a healthy lifestyle, opting for a higher deductible, or choosing term insurance.

    What are the common exclusions in life insurance policies?

    Common exclusions include suicide within the first two years, fraud, and certain high-risk activities or occupations.

    Can I convert my term life insurance to whole life insurance?

    Many policies allow conversion from term to whole life, but it's essential to check the specific terms with your agency.

    What should I look for in a life insurance agent?

    Look for an agent with experience, good communication skills, and a clear understanding of your specific needs.

    How often should I review my life insurance policy?

    It's advisable to review your policy every few years or after significant life events like marriage or having children.

    What happens if I miss a premium payment?

    Missing a payment may result in a grace period; however, continued non-payment could lead to policy lapse.

    Is it possible to have multiple life insurance policies?

    Yes, you can have multiple policies to cover different needs, but it's crucial to manage them effectively.

    What is the process for filing a life insurance claim?

    To file a claim, contact your insurance agency, provide necessary documentation, and follow their specific claims procedure.