Los Angeles, CA

    Best Private Lenders in Los Angeles

    Navigating the world of financing can be challenging, especially in a bustling market like Los Angeles. Private lenders in Los Angeles provide an essential alternative to traditional banking options, offering flexible terms and faster access to funds. Whether you're a real estate investor looking to fund a new property, a business owner needing capital for expansion, or someone seeking a personal loan, private lenders can cater to your unique financial needs. With a deep understanding of the LA market, these lenders offer tailored solutions that accommodate various credit profiles and financial situations. Their personalized approach allows for quicker approval processes, often requiring less documentation than conventional lenders. From hard money loans to bridge financing, the diversity of lending products available means you can find the right fit for your project. Explore the best private lenders in Los Angeles to unlock the funding necessary to achieve your goals, while also benefiting from the expertise and local insights that these lenders possess.

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    Best Private Lenders in Los Angeles

    5 businesses found

    #1

    PB Financial Group - Hard Money Lenders

    4.6
    (34 reviews)

    Rapid Financing Solutions
    Flexible Loan Terms
    Real Estate Investment Funding
    Expert Risk Assessment
    6380 Wilshire Blvd #1610, Los Angeles, CA 90048, USAView Directions
    (323) 935-5555
    Hours:
    Monday: 8:00 AM – 6:00 PM
    Tuesday: 8:00 AM – 6:00 PM
    Wednesday: 8:00 AM – 6:00 PM
    Thursday: 8:00 AM – 6:00 PM
    Friday: 8:00 AM – 6:00 PM
    Saturday: Closed
    Sunday: Closed
    #2

    Fidelity Funding | Hard Money Loans Lender Los Angeles California

    4.8
    (25 reviews)

    Rapid Loan Approvals
    Flexible Funding Solutions
    Expert Loan Guidance
    Transparent Terms & Rates
    1100 Wilshire Blvd APT 2606, Los Angeles, CA 90017, USAView Directions
    (877) 300-3007
    Hours:
    Monday: 7:00 AM – 8:00 PM
    Tuesday: 7:00 AM – 8:00 PM
    Wednesday: 7:00 AM – 8:00 PM
    Thursday: 7:00 AM – 8:00 PM
    Friday: 7:00 AM – 8:00 PM
    Saturday: 9:00 AM – 5:00 PM
    Sunday: 10:00 AM – 5:00 PM
    #3

    Private Money Lenders:Hard Money Lenders & Loans, Home Equity Cash Out Loans, Commercial Building Loans Los Angeles

    4.7
    (24 reviews)

    Flexible Loan Solutions
    Quick Funding Approvals
    Home Equity Expertise
    Commercial Financing Specialists
    17715 Chatsworth St Ste # 101, Granada Hills, CA 91344, USAView Directions
    (818) 266-8848
    Hours:
    Monday: 8:00 AM – 10:00 PM
    Tuesday: 8:00 AM – 10:00 PM
    Wednesday: 8:00 AM – 10:00 PM
    Thursday: 8:00 AM – 10:00 PM
    Friday: 8:00 AM – 10:00 PM
    Saturday: 8:00 AM – 10:00 PM
    Sunday: 8:00 AM – 10:00 PM
    #4

    GW Private Capital - Los Angeles Hard Money Lender

    5
    (17 reviews)

    Fast Funding Solutions
    Flexible Loan Terms
    Real Estate Expertise
    Transparent Lending Practices
    15820 Whittier Blvd Suite E, Whittier, CA 90603, USAView Directions
    (877) 799-3398
    Hours:
    Monday: Open 24 hours
    Tuesday: Open 24 hours
    Wednesday: Open 24 hours
    Thursday: Open 24 hours
    Friday: Open 24 hours
    Saturday: Open 24 hours
    Sunday: Open 24 hours
    #5

    California Private Lenders

    5
    (12 reviews)

    Fast Funding Solutions
    Flexible Loan Options
    Personalized Lending Experience
    Expert Financial Guidance
    23945 Calabasas Rd #209, Calabasas, CA 91302, USAView Directions
    (818) 584-2320
    Hours:
    Monday: 9:00 AM – 6:00 PM
    Tuesday: 9:00 AM – 6:00 PM
    Wednesday: 9:00 AM – 6:00 PM
    Thursday: 9:00 AM – 6:00 PM
    Friday: 9:00 AM – 6:00 PM
    Saturday: Closed
    Sunday: Closed

    Frequently Asked Questions

    What are private lenders?

    Private lenders are individuals or companies that provide loans without the traditional banking framework, often focusing on real estate and personal loans.

    How do private lenders differ from banks?

    Private lenders typically offer faster approvals, more flexible terms, and may require less documentation compared to traditional banks.

    What types of loans do private lenders offer?

    They offer various loans including hard money loans, bridge loans, personal loans, and business loans tailored to individual needs.

    Who can benefit from private lenders?

    Real estate investors, business owners, and individuals with unique financial situations can all benefit from the services of private lenders.

    How quickly can I get funding from a private lender?

    Funding from private lenders can often be secured in as little as a few days, depending on the type of loan and documentation required.

    What is a hard money loan?

    A hard money loan is a short-term loan secured by real estate, often used by investors for quick financing needs.

    Are private lenders regulated?

    Yes, private lenders are subject to state regulations, but they often have more flexibility in their lending criteria than traditional banks.

    What are the interest rates for private loans in Los Angeles?

    Interest rates can vary widely based on the lender, loan type, and borrower’s creditworthiness, typically ranging from 7% to 15%.

    Can I qualify for a loan with bad credit?

    Yes, many private lenders are more willing to work with borrowers who have less-than-perfect credit histories.

    What should I prepare before applying for a loan?

    Prepare necessary documents, including proof of income, credit history, and details about the property or project you wish to finance.

    How do I choose the right private lender?

    Research lenders’ reputations, compare interest rates, and review terms and conditions before making a decision.

    Are there fees associated with private loans?

    Yes, private loans may include origination fees, closing costs, and other charges, so it’s important to clarify these upfront.

    How long does it take to get approved?

    Approval times can vary, but many private lenders can provide a decision within a few days to a week.

    Is it possible to refinance a private loan?

    Yes, refinancing a private loan is possible, and it can be advantageous if you find better terms or rates.

    What happens if I default on a private loan?

    Defaulting on a private loan can lead to foreclosure on the collateral used for the loan, so it’s crucial to understand your obligations.